Stay a step ahead of the scammers. Educate yourself on some of the most common frauds and scams.

Identity theft

Identity theft occurs when someone uses your Social Security number or other confidential information to open new accounts or make purchases This can occur by way of a phone call or an email from an allegedly legitimate business or individual. It might even happen when someone searches your trash for mail containing personal information and credit card receipts. In many cases, a pre-approved credit card application gives the criminal enough information to set up a credit card in your name.

Examples of ways people can steal your identity.

Lost information: You lose a credit card, passport, driver's license or other form of ID that has your personal information.

Burglary: In addition to having items stolen, burglars may also steal checks, credit cards, social security information and other sensitive information. 

Child identity theft: Someone gets a hold of your child's social security number.

Mail and trash: Someone steals your mail or goes through your trash looking for documents with your personal information.

Tips to protect yourself from identity theft.

Carefully guard your personal information. Secure your social security number and bank account numbers. Shred all paper documents that contains this information.

Pay attention to your billing cycles. If bills are late contact the sender.

Use security features on your computer and mobile devices. Monitor your login, account creation or password reset placements, regularly. 

Look for unusual signs such as an account trying to be accessed several times in the last weeks.

Don’t share personal information because someone asks for it. Verizon will never ask you for your social security number, login or PIN.

Review credit reports at least once a year.